In March of 2021, Congress passed The American Rescue Plan Act (ARPA). The Homeowner Assistance Fund (HAF) is one component of ARPA being administered by the United States Department of Treasury. KIHA applied for HAF funds and must now submit a HAF Plan (by September 30, 2021) demonstrating how those funds will be used to benefit homeowners in Kodiak. If you are a homeowner experiencing financial hardship, stay tuned because this is the program for you.


  • Must be enrolled in a federally-recognized American Indian or Alaska Native tribe
  • Must live in the Kodiak region
  • Applicant must own and occupy the property as their primary residence
  • Must have experienced a Qualified Financial Hardship after January 21, 2020. (A reduction in income or an increase in living expenses due to COVID-19 pandemic.)
  • Must income qualify. Homeowners who make 150% or less of Kodiak’s Area Median Income may qualify.

Apply Online

HAF Portal

Homeowner Assistance Fund (HAF) Program has closed. If we have available funds, we may open the portal back up. You can put your name on the waitlist by emailing

What can HAF Program assistance funds be used for?

  • First mortgage loan payment (principal and interest) and escrow shortages
  • Mortgage principal reduction
  • Land contract monthly payments
  • Manufactured/mobile home monthly payments
  • Utilities
  • HOA or condominium association fees
  • Hazard, flood, and/or mortgage insurance
  • Delinquent real estate property taxes
  • Home repairs only when necessary to maintain the habitability of the home

Need Help Applying for HAF?

  • Take a look at our FAQ

  • Call us at 907-486-8111 Ext #4

  • Email us at